People are ordering it through Amazom, ebay as we all know. Yet, everyone can wind up in a tight spot, and need some cash quickly – instead of getting out the usurious plastic, you could try payday loans. Payday loans are simply small loans that you pay back on your next payday, as a form of short term, unsecured credit. They get pilloried, usually unfairly, while the credit card and student loan companies go unnoticed. Whatever other terms there are for them – easy payday loans, cash advances, short-term loans, it means the same thing. The fees that you pay on payday loans, or no fax payday loans from an online lender, are typically less than the fee you would be charged by a bank for an overdraft.